Auto Insurance
In San Clemente, Dana Point, Orange County, and
All of California
Good Drivers are Responsible Drivers.
Having proper Auto Insurance ensures your independence behind the wheel. From accidents and injuries to hit-and-runs and theft, it’s important to keep your car insured so you’re prepared when accidents do happen.
Premium Insurance. Personal Service.
At General Insurance Services, we combine premium Auto Insurance with personalized service to give you the best coverage possible. Our insurance specialists will work with you one-on-one to find a policy that keeps you and your drivers protected at all costs – for peace-of-mind driving assurance.
Why Auto Insurance?
If you’re involved in an accident without car insurance, you’re looking at high out-of-pocket costs, injury liability – even serious legal issues.
Keeping your vehicle insured is simply the responsible thing to do, and it’s an essential financial decision that you can’t drive without.
Auto Insurance helps to reduce or cover property damage costs, replacement parts for your car as the result of an accident, medical expenses from injuries, road-side assistance, and much more.
Speak With A Specialist
Since policies vary with protection options, it’s important to talk to a specialist at General Insurance Services to create a policy that insures your needs.
We provide car insurance to drivers near:
- San Clemente
- Dana Point
- San Juan Capistrano
- Laguna Hills
- Mission Viejo
- Laguna Beach
We also provide insurance to all of California.
Good Drivers are Responsible Drivers.
Having proper Auto Insurance ensures your independence behind the wheel. From accidents and injuries to hit-and-runs and theft, it’s important to keep your car insured so you’re prepared when accidents do happen.
Premium Insurance. Personal Service.
At General Insurance Services, we combine premium Auto Insurance with personalized service to give you the best coverage possible. Our insurance specialists will work with you one-on-one to find a policy that keeps you and your drivers protected at all costs – for peace-of-mind driving assurance.
Why Auto Insurance?
If you’re involved in an accident without car insurance, you’re looking at high out-of-pocket costs, injury liability – even serious legal issues.
Keeping your vehicle insured is simply the responsible thing to do, and it’s an essential financial decision that you can’t drive without.
Auto Insurance helps to reduce or cover property damage costs, replacement parts for your car as the result of an accident, medical expenses from injuries, road-side assistance, and much more.
Speak With A Specialist
Since policies vary with protection options, it’s important to talk to a specialist at General Insurance Services to create a policy that insures your needs.
We provide car insurance to drivers near:
- San Clemente
- Dana Point
- San Juan Capistrano
- Laguna Hills
- Mission Viejo
- Laguna Beach
We also provide insurance to all of California.
We Offer the Following Options for your Auto Insurance :
Easily Navigate Through All Our Coverages Below
Collision Coverage
Bumper-to-Bumper Protection for Your Auto.
Unique Coverage For Your Individual Needs
Different drivers require different coverage options for their Auto Insurance policies. Determining the right amount of Collision Coverage depends on factors like the age and year of your car, as well as your financial situation.
Beneficial Coverage
In addition to protecting you and your car from collisions, we offer benefits that range from rewards and incentives to extended coverage.
Our enhancements include:
- Diminishing Deductible - rewards you with credit towards your collision deductible simply for being an accident and violation-free driver.
- GAP Coverage - picks up the difference when a settlement from an accident is less than the actual amount you owe on your vehicle loan.
- Accident Forgiveness - ensures that your rates won’t increase because of a single accident.
Contact General Insurance Services today to see if you qualify for, or want to learn more about Auto Insurance enhancements that can help save you money.
Collision Coverage
Bumper-to-Bumper Protection for Your Auto.
Unique Coverage For Your Individual Needs
Different drivers require different coverage options for their Auto Insurance policies. Determining the right amount of Collision Coverage depends on factors like the age and year of your car, as well as your financial situation.
Beneficial Coverage
In addition to protecting you and your car from collisions, we offer benefits that range from rewards and incentives to extended coverage.
Our enhancements include:
- Diminishing Deductible - rewards you with credit towards your collision deductible simply for being an accident and violation-free driver.
- GAP Coverage - picks up the difference when a settlement from an accident is less than the actual amount you owe on your vehicle loan.
- Accident Forgiveness - ensures that your rates won’t increase because of a single accident.
Contact General Insurance Services today to see if you qualify for, or want to learn more about Auto Insurance enhancements that can help save you money.
Uninsured & Underinsured Motorist Coverage
Not Every Driver is a Responsible Driver.
Keep Yourself Protected
As a safe driver, obeying street signs, speed limits, and always using your turn signals is simply part of the routine. And if you’re ever involved in an accident, your insurance policy typically keeps you protected.
Unfortunately, there are those on the road who don’t share the same safety precautions as you, and if you’re involved in an accident with a motorist without the right coverage, you may have to take care of any medical payments, damages, or any other expenses with money from your own pocket.
It’s Important to be Prepared for Everything
Uninsured/Underinsured Motorist Coverage gives you the assurance you need knowing that your medical expenses will be covered.
In cases where the driver at fault does not have adequate liability to pay for your injuries and damages, you’ll be compensated for the amount in which you are legally entitled to – in regards to you, your passengers, and your vehicle. Uninsured/Underinsured Motorist Protection may also take care of property damage in some states.
Since Uninsured/Underinsured Motorist Coverage is a separate purchase from your typical Auto Insurance policy, it’s important to contact General Insurance Services to find out how you can be prepared for any situation on the road.
Uninsured & Underinsured Motorist Coverage
Not Every Driver is a Responsible Driver.
Keep Yourself Protected
As a safe driver, obeying street signs, speed limits, and always using your turn signals is simply part of the routine. And if you’re ever involved in an accident, your insurance policy typically keeps you protected.
Unfortunately, there are those on the road who don’t share the same safety precautions as you, and if you’re involved in an accident with a motorist without the right coverage, you may have to take care of any medical payments, damages, or any other expenses with money from your own pocket.
It’s Important to be Prepared for Everything
Uninsured/Underinsured Motorist Coverage gives you the assurance you need knowing that your medical expenses will be covered.
In cases where the driver at fault does not have adequate liability to pay for your injuries and damages, you’ll be compensated for the amount in which you are legally entitled to – in regards to you, your passengers, and your vehicle. Uninsured/Underinsured Motorist Protection may also take care of property damage in some states.
Since Uninsured/Underinsured Motorist Coverage is a separate purchase from your typical Auto Insurance policy, it’s important to contact General Insurance Services to find out how you can be prepared for any situation on the road.
Liability Coverage
Ensure that You’re Insured.
Be Prepared
If an accident happens, having the right amount of insurance can benefit you personally, financially, and legally. With Liability Coverage, you can be insured if you’re held responsible for a car accident by having any medical payments for injuries sustained to drivers, passengers, and pedestrians, as well as bills for property damage covered.
If you become legally liable as a result of a collision, liability also helps to pay for legal defense costs if you get sued.
Components of Liability
There are two main components to Auto Liability:
Bodily Injury & Property Damage liability
- Bodily Injury Liability- helps pay for the costs associated with another person’s injuries, including medical expenses, loss of income and pain and suffering.
- Property Damage Liability-
takes care of any expenses that arise from damage caused by you to another driver’s vehicle or property.
If you’re involved in a serious auto accident, Liability Coverage can benefit you by providing critical protection against the loss of your home, savings, and income.
Not only is having liability a good idea, but most states require that drivers have it in order to be legal on the road.
It’s important to have enough insurance to keep all of your assets protected and not all auto policies are the same. Contact a representative with General Insurance Services today for more information about what Liability Coverage can do for you.
Liability Coverage
Ensure that You’re Insured.
Be Prepared
If an accident happens, having the right amount of insurance can benefit you personally, financially, and legally. With Liability Coverage, you can be insured if you’re held responsible for a car accident by having any medical payments for injuries sustained to drivers, passengers, and pedestrians, as well as bills for property damage covered.
If you become legally liable as a result of a collision, liability also helps to pay for legal defense costs if you get sued.
Components of Liability
There are two main components to Auto Liability:
Bodily Injury & Property Damage liability
- Bodily Injury Liability- helps pay for the costs associated with another person’s injuries, including medical expenses, loss of income and pain and suffering.
- Property Damage Liability-
takes care of any expenses that arise from damage caused by you to another driver’s vehicle or property.
If you’re involved in a serious auto accident, Liability Coverage can benefit you by providing critical protection against the loss of your home, savings, and income.
Not only is having liability a good idea, but most states require that drivers have it in order to be legal on the road.
It’s important to have enough insurance to keep all of your assets protected and not all auto policies are the same. Contact a representative with General Insurance Services today for more information about what Liability Coverage can do for you.
Roadside Assistance
Help On the Go.
On the road, anything can happen.
From flat tires to breakdowns, it’s best to be prepared for it all. At General Insurance Services, we’re proud to offer the following packages of Roadside Assistance coverage through Allied Insurance’s trusted “Sign and Drive” service:
- Basic Package
This package includes towing up to 15 miles, fuel delivery, lockout, jump starts, flat tires, and membership discounts.
- Plus Package
This includes everything in the Basic Package, plus towing up to 100 miles, trip interruption coverage, turn-by-turn directions, pre-trip map routing, and emergency messages.
With Roadside Assistance, you’ll never be alone behind the wheel. Contact General Insurance Services today to find out how you can get signed up.
Services apply while driving any vehicle with any occupant from an Allied household (insureds and in-home relatives).
*Roadside Assistance coverages and availability vary from state to state. Please contact a representative at General Insurance Services for full details.
Roadside Assistance
Help On the Go.
On the road, anything can happen.
From flat tires to breakdowns, it’s best to be prepared for it all. At General Insurance Services, we’re proud to offer the following packages of Roadside Assistance coverage through Allied Insurance’s trusted “Sign and Drive” service:
- Basic Package
This package includes towing up to 15 miles, fuel delivery, lockout, jump starts, flat tires, and membership discounts.
- Plus Package
This includes everything in the Basic Package, plus towing up to 100 miles, trip interruption coverage, turn-by-turn directions, pre-trip map routing, and emergency messages.
With Roadside Assistance, you’ll never be alone behind the wheel. Contact General Insurance Services today to find out how you can get signed up.
Services apply while driving any vehicle with any occupant from an Allied household (insureds and in-home relatives).
*Roadside Assistance coverages and availability vary from state to state. Please contact a representative at General Insurance Services for full details.
Comprehensive Coverage
Security On and Off the Road.
Put Yourself At Ease
Your Auto Insurance policy already gives you peace of mind behind the wheel. But more than just accidents happen, and with the right policy from General Insurance Services, you can make sure that the security of your automobile doesn’t stop the moment you pull into the driveway.
Comprehensive Coverage insures your vehicle and equipment against damage and expenses that result from something other than a collision.
Our team of asset protection specialists can prepare a plan that works for you with a variety of impressive features to insure your car against damages or loss resulting from:
- Theft or Larceny
- Vandalism and Glass Breakage
- Fire Damage
- Hail, Water, or Flood Damage
- Hitting a Deer or Other Animal
- Damage from Falling or Flying Objects
Other Non-Collision Related Services
In addition to Comprehensive, General Insurance Services also can offer other non-collision oriented services for you and your car, like Roadside Assistance and Diminishing Deductible.
- Roadside Assistance provides you with advantages like lockout assistance, jump starts, and towing up to 15 miles – all in one convenient package.
- Diminishing Deductible commends you for being an accident and violation-free driver with an annual credit reward towards your collision deductible.
At General Insurance Services, we know that life is full of surprises, and with Comprehensive Coverage you can be prepared for all of them. Call a specialist today and find the right coverage.
Comprehensive Coverage
Security On and Off the Road.
Put Yourself At Ease
Your Auto Insurance policy already gives you peace of mind behind the wheel. But more than just accidents happen, and with the right policy from General Insurance Services, you can make sure that the security of your automobile doesn’t stop the moment you pull into the driveway.
Comprehensive Coverage insures your vehicle and equipment against damage and expenses that result from something other than a collision.
Our team of asset protection specialists can prepare a plan that works for you with a variety of impressive features to insure your car against damages or loss resulting from:
- Theft or Larceny
- Vandalism and Glass Breakage
- Fire Damage
- Hail, Water, or Flood Damage
- Hitting a Deer or Other Animal
- Damage from Falling or Flying Objects
Other Non-Collision Related Services
In addition to Comprehensive, General Insurance Services also can offer other non-collision oriented services for you and your car, like Roadside Assistance and Diminishing Deductible.
- Roadside Assistance provides you with advantages like lockout assistance, jump starts, and towing up to 15 miles – all in one convenient package.
- Diminishing Deductible commends you for being an accident and violation-free driver with an annual credit reward towards your collision deductible.
At General Insurance Services, we know that life is full of surprises, and with Comprehensive Coverage you can be prepared for all of them. Call a specialist today and find the right coverage.
24 Hour Customer Service
Round-the-Clock Service for Your Convenience.
Call Anytime, We Are Here
At General Insurance Services, we strive for quality service with your convenience in mind. By offering 24/7/365 support, we’re here to serve you – when you need us most.
Since accidents and non-collision oriented situations can fall outside of normal business hours, we’ve partnered with Mercury, Travelers and our other auto insurance carriers to provide you with extended hours in case you need assistance.
For claims, accidents, billing information, and more, you can contact a representative 24 hours a day, seven days a week.
24 Hour Customer Service
Round-the-Clock Service for Your Convenience.
Call Anytime, We Are Here
At General Insurance Services, we strive for quality service with your convenience in mind. By offering 24/7/365 support, we’re here to serve you – when you need us most.
Since accidents and non-collision oriented situations can fall outside of normal business hours, we’ve partnered with Mercury, Travelers and our other auto insurance carriers to provide you with extended hours in case you need assistance.
For claims, accidents, billing information, and more, you can contact a representative 24 hours a day, seven days a week.
Specialty Auto Insurance
It’s More Than Just a Hobby.
Put Yourself At Ease
Whether it’s an antique, a collectible, or your own custom-built roadster, your Specialty Auto is a labor of love. If you’re like most enthusiasts, you’ve poured many hours of time and effort into making your auto something unique and special.
At General Insurance Services, we realize that when you’re cruising down the strip, speeding across the track, or making heads turn at a show, the last thing you’ll want to worry about is whether you have the right insurance.
We believe that your specialty car is not only a major investment, but also an extension of you. And a vehicle as unique as its driver requires more than a standard insurance policy.
Our team of asset protection specialists can prepare a plan that works for you with a variety of impressive features to insure your car against damages or loss resulting from:
- Collectibles
- Antique and Classic Cars
- Hot Rods
- Custom-Built Cars
- Show Cars
- Race Cars
Wide Range Options
With options and choices ranging from agreed value coverage to spare parts coverage, General Insurance Services can provide you with the tools you need to insure your timeless automobile. We even offer multi-vehicle discounts for the avid collector.
Whatever your situation, you can rest assured knowing that your Specialty Auto is protected with General Insurance Services.
Call a specialist today and find the right coverage for your special vehicle.
Specialty Auto Insurance
It’s More Than Just a Hobby.
Put Yourself At Ease
Whether it’s an antique, a collectible, or your own custom-built roadster, your Specialty Auto is a labor of love. If you’re like most enthusiasts, you’ve poured many hours of time and effort into making your auto something unique and special.
At General Insurance Services, we realize that when you’re cruising down the strip, speeding across the track, or making heads turn at a show, the last thing you’ll want to worry about is whether you have the right insurance.
We believe that your specialty car is not only a major investment, but also an extension of you. And a vehicle as unique as its driver requires more than a standard insurance policy.
Our team of asset protection specialists can prepare a plan that works for you with a variety of impressive features to insure your car against damages or loss resulting from:
- Collectibles
- Antique and Classic Cars
- Hot Rods
- Custom-Built Cars
- Show Cars
- Race Cars
Wide Range Options
With options and choices ranging from agreed value coverage to spare parts coverage, General Insurance Services can provide you with the tools you need to insure your timeless automobile. We even offer multi-vehicle discounts for the avid collector.
Whatever your situation, you can rest assured knowing that your Specialty Auto is protected with General Insurance Services.
Call a specialist today and find the right coverage for your special vehicle.
Rental Reimbursement
Get Back On the Road Faster.
Rent Hassle Free
We understand that your days are busy, and between work and your family, not having a car is typically out of the equation. If your vehicle is left out of commission after an accident or theft, General Insurance Services offers Rental Reimbursement services so that you won’t miss a beat.
If your vehicle is left out of commission after an accident or theft, General Insurance Services offers Rental Reimbursement services so that you won’t miss a beat.
Rental Reimbursement is an optional coverage option that provides for the expense of renting a substitute vehicle while yours is being repaired or replaced.
Since benefits and details vary by insurance policy, it’s important to speak with an insurance specialist from General Insurance Services to make sure you know what’s covered and to see if you qualify for this additional service.
Rental Reimbursement
Get Back On the Road Faster.
Rent Hassle Free
We understand that your days are busy, and between work and your family, not having a car is typically out of the equation. If your vehicle is left out of commission after an accident or theft, General Insurance Services offers Rental Reimbursement services so that you won’t miss a beat.
If your vehicle is left out of commission after an accident or theft, General Insurance Services offers Rental Reimbursement services so that you won’t miss a beat.
Rental Reimbursement is an optional coverage option that provides for the expense of renting a substitute vehicle while yours is being repaired or replaced.
Since benefits and details vary by insurance policy, it’s important to speak with an insurance specialist from General Insurance Services to make sure you know what’s covered and to see if you qualify for this additional service.
Towing
Help When You Need It Most.
Your car gives you the freedom to take on the open road.
Whether you’re enjoying the scenic countryside or driving to your favorite vacation spot, your adventures can be more enjoyable knowing that help is right around the corner with the convenience of Towing services.
In the event of an unexpected breakdown, the last place you’ll want to be is stranded on the side of the road, or stuck with costly towing fees.
By adding optional Towing coverage...
By adding optional Towing coverage from General Insurance Services to your Auto Insurance policy, you’ll get the peace of mind knowing that no matter where your journeys take you, you’ll never be alone.
In addition to our Towing coverage, General Insurance Services also offers Roadside Assistance packages that include valuable extras like:
- Fuel Delivery
- Turn-by-Turn Directions
- Jump Starts
- Flat Tire Repair
- More
Contact a representative with General Insurance Services today for more information.
Towing
Help When You Need It Most.
Your car gives you the freedom to take on the open road.
Whether you’re enjoying the scenic countryside or driving to your favorite vacation spot, your adventures can be more enjoyable knowing that help is right around the corner with the convenience of Towing services.
In the event of an unexpected breakdown, the last place you’ll want to be is stranded on the side of the road, or stuck with costly towing fees.
By adding optional Towing coverage...
By adding optional Towing coverage from General Insurance Services to your Auto Insurance policy, you’ll get the peace of mind knowing that no matter where your journeys take you, you’ll never be alone.
In addition to our Towing coverage, General Insurance Services also offers Roadside Assistance packages that include valuable extras like:
- Fuel Delivery
- Turn-by-Turn Directions
- Jump Starts
- Flat Tire Repair
- More
Contact a representative with General Insurance Services today for more information.
Personal Injury Protection (PIP)
Coverage that Helps You Get Well.
We know that the safety and well being of you and your family is important...
Both on and off the road. Since auto accidents can involve more than just damage to your car, we’re here to help prepare you for insuring any injuries to you or a family member as a result of an auto accident.
With Personal Injury Coverage from General Insurance Services, you’ll have a policy that helps pay for the treatment of you and your family members should someone get injured as a passenger or pedestrian.
Be Confident With Your Coverage
PIP extends to cover expenses beyond medical bills, such as loss of wages or services, and in some cases, funeral costs. Personal Injury also can extend to take care of your passengers’ bills.
Don’t let the cost of medical expenses be a burden. Get your family treated and on the road to recovery with Personal Injury Coverage from General Insurance Services.
Personal Injury Protection (PIP)
Coverage that Helps You Get Well.
We know that the safety and well being of you and your family is important...
Both on and off the road. Since auto accidents can involve more than just damage to your car, we’re here to help prepare you for insuring any injuries to you or a family member as a result of an auto accident.
With Personal Injury Coverage from General Insurance Services, you’ll have a policy that helps pay for the treatment of you and your family members should someone get injured as a passenger or pedestrian.
Be Confident With Your Coverage
PIP extends to cover expenses beyond medical bills, such as loss of wages or services, and in some cases, funeral costs. Personal Injury also can extend to take care of your passengers’ bills.
Don’t let the cost of medical expenses be a burden. Get your family treated and on the road to recovery with Personal Injury Coverage from General Insurance Services.
Medical Payments Coverage
You Can’t Put a Price on Safety.
When it comes to the safety and security of you and your family, nothing should be left to chance!
If you or your loved ones get involved in a car accident, your number one priority should be to make sure everyone receives the care and treatment they need – at a cost that keeps your finances and savings intact.
This coverage applies the same regardless of who is at fault and extends to the policyholder’s family members, as well as any passengers in the vehicle.
Coverage For All Possibilities
Being insured with an auto policy that includes covering Medical Payments ensures that most medical expenses will be taken care of if you or a family member is injured in an auto accident as either a passenger in the car, or as a pedestrian struck by an auto.
No More Paying Out Of Pocket
The rising cost of healthcare has made paying out of pocket for major medical expenses extremely difficult. If you worry about not being able to take care of your family in the event of an accident, keep in mind that with the right Auto Insurance policy, you won’t have to anymore.
Contact General Insurance Services today to learn about how the right coverage can keep those you care about most protected.
Mexican Auto Insurance
Not All Countries Have the Same Rules.
It’s important to be aware of how your insurance needs can change when traveling abroad
In Mexico, for example, the rules and regulations for being legal on the road are different than those in the U.S. and Canada. If you’re involved in an accident across the border, the Mexican authorities will not accept your standard U.S. insurance policy, and driving without proper Mexican Auto Insurance could potentially put you in major legal trouble.
The Mexican government requires a minimum of liability coverage for all vehicles driven from the United States into Mexico, and the same rules apply to those rented in Mexico.
We’re dedicated to serving all of your insurance needs.
We’re dedicated to serving all of your insurance needs. That’s why we’re committed to working with you to find and offer an assortment of different policy options to ensure both your safety and legality on your next trip to beautiful Mexico.
For questions about Mexican Auto Insurance, please contact an insurance specialist at General Insurance Services today.
Mexican Auto Insurance
Not All Countries Have the Same Rules.
It’s important to be aware of how your insurance needs can change when traveling abroad
In Mexico, for example, the rules and regulations for being legal on the road are different than those in the U.S. and Canada. If you’re involved in an accident across the border, the Mexican authorities will not accept your standard U.S. insurance policy, and driving without proper Mexican Auto Insurance could potentially put you in major legal trouble.
The Mexican government requires a minimum of liability coverage for all vehicles driven from the United States into Mexico, and the same rules apply to those rented in Mexico.
We’re dedicated to serving all of your insurance needs.
We’re dedicated to serving all of your insurance needs. That’s why we’re committed to working with you to find and offer an assortment of different policy options to ensure both your safety and legality on your next trip to beautiful Mexico.
For questions about Mexican Auto Insurance, please contact an insurance specialist at General Insurance Services today.