Welcome to General Insurance
Explore Our Insurance Products Customized Just for You.
Complete Insurance Services Since 1947
We are proud of our dedication to customer satisfaction and are always prepared to help you, regardless of the circumstances. Experience for yourself today how we continually simplify insurance and make it more affordable for our clients.
SUPPORT
Qualified Team
Our team will listen and work with you to create a protection plan that meets your insurance needs.
SAVINGS
Many Discounts
We will also make sure that you get all of the discounts you are entitled to, so that you can save even more
SAVINGS
Custom Approach
Best of all, our expert advice and personalized service are included with every policy
Auto insurance ➡️
Buckle up with protection you can rely on.
Bundle home & auto ➡️
Buckle up with protection you can rely on.
Umbrella insurance ➡️
Buckle up with protection you can rely on.
Landlord insurance ➡️
Buckle up with protection you can rely on.
Business insurance ➡️
Buckle up with protection you can rely on.
Motorcycle & RV insurance ➡️
Buckle up with protection you can rely on.
Boat insurance ➡️
Buckle up with protection you can rely on.
Trusted insurance agency in Orange County.
"Love this Agency they returned phone calls, and they answer their phone and they’re allways on top of everything."
Joyce Barnett
People in office are immediately responsive and problem solving. Never anything but the best service and attitude.
Leah Copenhaver
"It’s reassuring to know that my home and car are protected by a company I trust..."
Teri Kennedy
General Insurance Services has been a reputable independent agency with access to the nation’s top carriers since 1947.
We Specialize In...
We specialize in providing individualized coverage for products like home, auto, and umbrella insurance by taking time to listen to and address the immediate needs of our customers.
What To Expect From Us...
We know our customers by name, not by policy number, because we enjoy helping them and getting to know them better.
We always answer calls personally and our office remains open during lunch hours.
Our team is active in the community and we have sponsored several girls’ volleyball and soccer teams at San Clemente High School. Call or contact us today to learn more.
Helping You Save Money
In San Clemente, CA & Surrounding Areas
Meet Our Team
Discover what distinguishes us from the competition.
Agent/Manager
Josh graduated from the University of Utah and brings with him a great enthusiasm for excellent customer service as a newly licensed Agent. A native of Indiana, Josh has a great work ethic and a background of management and leadership from his previous employment.
Agent / Customer Service Rep
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Agent / Customer Service Rep
Write a description for this tab and include information that will interest site visitors. For example if you are using tabs to show different services write about what makes this service unique. If you are using tabs to display restaurant items write about what makes a specific dish particularly worthwhile or delicious.
Agent
Heidi plays an important role in supporting clients with their personal lines insurance needs, including auto and home coverage. She understands that insurance is about more than policies — it’s about protecting what matters most. With a detail-oriented approach and genuine care for each client, Heidi helps ensure questions are answered promptly, coverage changes are handled efficiently, and every client feels supported and valued.
Agent
David brings more than 25 years of experience in the insurance industry, specializing in personal lines coverage including auto and home insurance. He is passionate about helping clients understand their coverage options and feel confident that their families, homes, and assets are properly protected. David believes insurance should never feel confusing or impersonal — his goal is to provide clear guidance, dependable service, and long-term support built on trust.
Agent/Owner
After graduating from Brigham Young University in 1980 with a degree in Accounting, Jerry worked for GTE (Verizon) for 15 years. He married Barbara in 1995, moved to San Clemente and switched from a corporate career to managing General Insurance Services.
Agent/Owner
Barbara grew up in the Insurance Agency that her father, Herbert Brown started in 1947 and ran out of their West Los Angeles home. After receiving her college degree and teaching credential she looked forward to a career in education. However, her dad realized how valuable she was to the Agency, and soon had Barbara involved full time.
Why People Believe In Us...
"I love the service our family receives from General Insurance!"
Sue W.
"Great company, always helpful!"
Harvey D
Josh Smith was so helpful, responsive and always taking action on what I needed help with.
Haley S.
My experience with General Insurance Services has been terrific. They are professional, knowledgeable, quick to respond. I have always felt like they have had my best interest in mind. I highly recommend them.
Luci A
Wonderful, product smart people who answer the phone promptly and know how to listen then find what you are looking for. Very stable. When they have been around for this long, you know they will be there when you need to call.
Gregg M.
I have worked with Kathy for about 19 years now. Whatever has been required over the years, she finds the answer. Plus she always remembers me by name right off the bat. Can't say enough good about the service. Highly recommend them.
Sarah C.
