Boat Insurance 

In San Clemente and Dana Point, CA

Enjoy The Waves, Without The Ups & Downs

Standalone Boat Insurance Quotes in San Clemente, CA

Many boaters believe that their homeowners’ policy will provide coverage for their boat. While there are some very basic coverages that extend to a watercraft, such as liability, these coverages are limited to boats with a certain horsepower. Actual damage to your watercraft is often excluded from being claimed on a homeowners’ policy. The best way to cover your watercraft is with a boat insurance policy, which one of our agents will happily quote for you.

Levels of Coverage

1. Replacement Watercraft
2. Agreed Value
3. Guaranteed Value Policies.

Additional Coverage

• Fishing Equipment
• Trolling Motors
• Radios
• Cameras
• Cell Phones
• Life Jackets
• Ropes
• Buoys
• Medical Payments For Skiers
• And More

Contact a specialist at General Insurance Services to  learn more today.

Insurance for Outboard Motors, Fishing Equipment, and More

We work with carriers that offer specific coverages and discounts especially beneficial for boat owners.

Our goal is to educate our clients, so we encourage boat owners to use their insurance policies in the most efficient way. For example, one common misconception is that it’s good practice to cancel boat insurance policies during the winter months. We advise our clients against leaving themselves unprotected in this way.

To make maintaining protection easier and more affordable for clients, we’ve chosen to work with carriers that offer incentives for keeping your policy active all year, such as...

Do You Moor & Store Your Boat In Different Places?

If You Answered Yes, Then We Review The Benefits Of A Standalone Boat Insurance Policy.

This provides broader coverage that is not limited by the boat’s location.

We also like to ask the primary usage of the boat?

(fishing, skiing, residence, vacation, etc.), where it is primarily used, and if it is trailered to other lakes, towns, counties or states. We also help you protect your content by learning about the types of items that are kept on the boat, like ropes, life jackets, fishing equipment, extra motors, and more. All these facts help us create a policy that covers every aspect of your boating experience.

 Where it is primarily used & and is it trailered to other lakes, towns, counties or states?

We ask these questions to get to know you and your boat so we can  get the knowledge to recommend the optimal coverage.

We also help you protect your content by learning about the types of items that are kept on the boat, like ropes, life jackets, fishing equipment, extra motors, and more. All these facts help us create a policy that covers every aspect of your boating experience.